<p>Thank you. That is kind of where I was headed. Does anyone have any experience with how offers are adjusted when the situation changes dramatically from one year to the next? For example, if they split the assets from last year 50/50 then the student won’t get any needs based aid since he is looking at public schools. However, if EFC drops from $45,000 year 1 to $10,000 in year 2 due to only counting mom’s income in year 2, will most/some/few schools adjust accordingly if there is a “precedent” set with a really high EFC from the first year? Are there any general trends on how this is handled between public vs. private colleges?</p>
<p>This is where I’m trying to decide if we should just skip filing the FAFSA the first year, and start with what would be certain low EFC numbers in all following years.</p>