So..how do we use our own health insurance?

<p>NYU's health insurance showed up on my current activity and I want to know how to cancel it.</p>

<p>you should have gotten something in the mail about health insurance week or so ago. there should be a booklet inside. go to page 30 of the booklet and it gives you a website to go to in order to waive nyu insurance (i dont remember the address). then you just follow the steps on there (which include entering your own insurance info) and voila! they send you a confirmation email saying it has been waived and your insurance is acceptable.</p>

<p>Go to nyu.edu/health/insurance and follow the instructions to waive.</p>

<p>They are such a moneymaking machine! People should buy NYU bonds....</p>

<p>Bumpingggg</p>

<p>I don't know whether to continue buying the insurance or not. Last year, I went occasionally cuz I got kind of sick at the end of the year but I didn't feel like they did anything to really help me get better. Do most of you have your own private insurance and doctors in the city or do you use the NYU one?</p>

<p>I don't think it's fair that we have to pay for both the spring and summer if we don't waive the insurance in sept. I won't even be in NY during the summer. Give me a break!!</p>

<p>i have private and i still used the nyu services. you can get some services for free, but not meds or anything. plus, you can always ask them to refer you or simply find a doctor in your network. i also went to an outside doctor once and only payed a $5 copay and personally think that that was better than spend 1000 a year on health insurance.</p>

<p>I never ONCE used the NYU health center, nor do I plan on doing so anytime soon. Where exactly is this waiver?</p>

<p><a href="https://www.chickering.com/hardwaiver/default.aspx?PGroupNo=711103%5B/url%5D"&gt;https://www.chickering.com/hardwaiver/default.aspx?PGroupNo=711103&lt;/a&gt;&lt;/p>

<p>You can get to this link from the NYU life tab on home.nyu.edu page after you sign in. It's in the student services section (in case you don't have that displayed as an option).</p>

<p>Mackie, If you take their insurance, you are covered for a full year. Even if you are not at NYU in the summer, their insurance covers you wherever you are.</p>

<p>I have Blue Cross/Blue Shield thru my job. My son will stay on that plan. Cheaper and just as good as NYU. </p>

<p>If you are on your parents plans, try to stay on. But be sure you are covered in NYC</p>

<p>Thank you.</p>

<p>The Student Health Center has actually changed. You can get some basic doctor's appointments for free, even if you don't carry NYU's insurance. I went twice when I got a mild ear infection, and I didn't have to pay for the visit (just for the antibiotic).</p>

<p>The point is that I wouldn't want to pay for insurance during the summer when i can just go back home and be on my mom's plan in like 5 seconds for free. The only reason i'm even considering it is b/c my current insurance doesn't meet the criteria for waiving the NYU insurance.</p>

<p>Makie45...
If that is the case, I think you have no choice because the school says you have to be covered in the NYC area. I guess you can pick the least amount of coverage they offer. I was able to wave the insurance because my insurance coverage is already in NYC</p>

<p>I think i'll just get an insurance plan that costs about $100 a month. If you think about it, $589 for 5 months is like $117 a month. I think i'll be cheap and save the extra $17. Plus, i won't have to pay all of it at one time. That's the real issue.</p>

<p>Hey, does anyone know doctors in NYC that take bluecross federal employee program? I'm a dependent on my mom's policy so I got the NYU one waived. Not sure if the health center takes bluecross.....</p>

<p>I am a federal employee. My son will have my BCBS insurance when he gets to NYU</p>

<p>Check out the <a href="http://www.empireblue.com/%5B/url%5D"&gt;http://www.empireblue.com/&lt;/a&gt;&lt;/p>

<p>they can send you a doctor directory</p>

<p>The health center is Aetna. They will take BCBS but it will be considered out of network. Becareful because the Basic option of the Federal plan doesn't pay benefits for out of pocket. And the standard plan pays lower benefits.</p>

<p>i have bluecross as well. on the website it lists doctors in the area, but be careful and go ahead and call them before you go. i went to a doctor, made a $5 copay, and then a couple of weeks later got a letter saying I owed them $175 (for him to tell me I needed to put ice on my foot). We didn't have to pay because they screwed up, but we kept getting letters up until about a month ago and it was just an annoying ordeal. Just double check.</p>

<p>$5 copay. Nice. Do you have the Federal BCBS? My copay is $20 for primary doctors and $30 for specialists. No deductible.</p>

<p>prescriptions are 10/30/and up.</p>

<p>I go to Walmart for some $4 prescriptions for antibiotics... </p>

<p>FWIW, my cost for my health plan as a federal employee, is $2340 per year for me and my son.</p>

<p>Don't even get me started on the out of pocket expenses.... for dental and vision...</p>

<p>Go see Sicko. Love Moore's work.</p>

<p>Again, you can now go see the doctors at the NYU Student Health Center for free or very low-cost.</p>

<p>From <a href="http://www.nyu.edu/shc/about/%5B/url%5D"&gt;http://www.nyu.edu/shc/about/&lt;/a> :</p>

<p>
[quote]
Beginning Fall, 2006, whether enrolled in an NYU-sponsored Student Health Insurance plan or maintaining alternate health insurance coverage, the Student Health Center will offer routine and walk-in Primary Care and Women's Health Services at either no cost or very reduced cost to all matriculated NYU Students.

[/quote]
</p>

<p>It's very low-hassle. I'd do that first rather than go make an appointment with an outside doctor.</p>