So how exactly does this loan thing work?

<p>After completing 4 years undergrad, i'll be in about 48K in debt (probably even less if parents decide to contribute anything). I was told that when borrowing loans you dont repay them back until after you graduate and/or get a job. I plan to attend medical school after college and was also told if i continue my education within 6 months of graduating from college, I wouldn't have to pay back the loans until after i finish medschool. Is this true?</p>

<p>*I plan to attend medical school after college and was also told if i continue my education within 6 months of graduating from college, I wouldn’t have to pay back the loans until after i finish medschool. Is this true? *</p>

<p>Yes, that’s true. However, if your loans are unsubsidized, they will grow during the entire time.</p>

<p>I am concerned though that you are borrowing too much for undergrad, since you’ll need to borrow for med school. The Stafford limits on undergrad + med school is $224,000. So, if you borrow $50k for undergrad, you may not have enough borrowing power for med school. What will you do then?</p>