<p>Some things have come up, and i'm going to be about 800 dollars short of being able to attend college in the fall. I am bummed out, but i need some advice on what i should do with my time until spring semester begins. Which will be when i start my freshman year.</p>
<p>I cannot get a student loan. My parents credit is not good enough etc.</p>
<p>So can anyone offer me some advice as to what i should spend my time doing?</p>
<p>Working?????</p>
<p>yeah thats like 2 pay checks</p>
<p>Well, getting a job and working, obviously. =P Work as much as you can, even if it sucks; it's only for a couple more months. Save as much as possible. If you do it right and have a job where you get paid semi-well, you should be able to make that $800 by the start of fall semester, even.</p>
<p>Why can't you get student loans? You shouldn't have to cosign with your parents, or get them to do anything with you. Unless I'm misinformed, and then I'm screwed too. ;] All I've been told is that if you want a loan for school, you should be able to get it, and you shouldn't have to get your parents to sign.</p>
<p>You've done the FAFSA though, right?</p>
<p>Yes i've done the FAFSA, and there is no way for me to attend in the fall, i am 800 short on tuition, and have not yet gotten books. Plus the trip to my college, and new clothing (because of weightloss.) My fall semester would be starting in exactly one month, so 800+ books+ clothing+ trip = not happening.</p>
<p>I'm just looking for what to do, besides the obvious, i/e working, until my spring semester starts in January.</p>
<p>And i cannot get loans because i have no credit history. I have to have a cosigner.</p>
<p>You could make $1500 easily in one month.</p>
<p>have you looked into a stafford loan? You don't need a cosigner for those and you can borrow $3500 for your first year (so half of that for the first semester). It would cover you.</p>
<p>Can you ask another relative to cosign with you?
Have you called your college?
Have you applied for jobs?</p>
<p>I would suggest all three if you haven't done so yet.
Maybe you can postpone the $800 payment...</p>
<p>My financial aide package included a perkins loan, a stafford sub, and unsub. </p>
<p>I'm not asking for a way to go to college in the fall. It's not going to happen, i've been through every step trying to get the money, and it's not going to happen.</p>
<p>I have no credit either, and the person I talked to told me I would have no problems getting loans without a cosigner, which I would have to do because my parents have horrible credit as well. She said you usually only cosign if you're not living on campus or at home. Maybe she was lying? I dunno, guess I'll find out Monday when I go in.</p>
<p>I would try talking to more people about private student loans. </p>
<p>Also, scholarships, but you probably know that. Apply to every one you come across, even if you don't think you'll get it. It's a lot of paperwork and essays, but it's worth it if you can get a few. You won't have the money in time to pay for your first semester, though.</p>
<p>Good luck. =]</p>
<p>Yeah but you don't come in here saying "I can't go to college because I don't have 'relatively small amount of money' what should i do" and not expect us to say "Don't let $800 keep you from going to college." You can DEFINITELY get a student loan but you don't need to because a combination of working, getting a credit card for books, getting a job to pay off that credit card during school, selling some of your old crap and if that doesn't get it done working some more. Your college probably has a "budget tuition plan" which'll let you pay in installments, so while you're working during school you can pay it off. And clothing? Get a belt and buy some $10 shirts. If you're seriously going to let this get in the way of attending college this semester I really have to question whether you belong there at all.</p>
<p>Does your school have some sort of of small loan you could take out?</p>
<p>I would definitely call up the financial office at your school in the morning and see if something can be worked out.</p>
<p>I'm sorry to hear that. Are you sure you've exhausted every single option? Payment plans....family members....family friends.....tell neighbors you will work for them....stand on a street corner with a sign that says "I'm $800 shy of being able to go to college. please help".....get a short term job....anything.... have you called the school and told them about it? It's hard to believe that 800 is keeping you from going. Aren't you going to be charged a fee (and maybe loose financial help) for dropping so close to time?</p>
<p>Some options until spring: get a job and save every single penny. volunteer in a field related to what you want to go into. Self study to test out of some classes. IDK.</p>
<p>In your profile, it says you are a cashier at Wal-Mart. I am basing $5 an hour for 160 hours a month and you will get $800.</p>
<p>do community college to take care of those gen ed classes while working.</p>
<p>you can always ask one of your rents cant cover 800 bucks.</p>
<p>and how did that guy you worked with work out?</p>
<p>^ She posted about the guy in the cafe right? Now, I remember. </p>
<p>Try to get some extra part time jobs. Do as much as u can, from babysitting to dog walking. Are there any party caterers who need extra help? Ask around.
Also, try out for those small $500 scholarships as much as u can.</p>
<p>Well, I'd suggest getting a second part-time job in retail. Wanting to work up through Christmas and maybe New Year's means you could get a lot of hours, and that would be a selling point for you.</p>
<p>Besides that, I'd suggest reading. Find a college bookstore that lists books for fall classes online (if your school does, great; if your school doesn't, then plenty of schools do. A big university is probably a better resource for this sort of thing) and go browse subjects that interest you, and especially subjects that don't have standard textbooks. In many cases, that means upper-division courses. Getting some practice in reading the kinds of books you will be reading in college and learning something about your major field (if you know what that is and if it's the sort of field where you can jump into upper-division reading without having done the lower-division work) or some other subject that interests you can be a great experience; it will also help you retain engaging with interesting books as a habit, which you will find useful. One of the toughest things about "going back" to school after a period away (and I recognize that in your case it will be a very short period) is getting back into the habit of doing all that reading. Or, depending on what interests you, you may want to find books that aren't taught in school: if you're planning on majoring in math, for instance, you may find one of Constance Reid's biographies of mathematicians fascinating.</p>
<p>I'm sorry you've gotten this close but aren't going to make it in September. That must be incredibly frustrating for you. I hope everything goes smoothly for January.</p>
<p>
[quote]
^ She posted about the guy in the cafe right? Now, I remember.
[/quote]
</p>
<p>Probably but the one I'm thinking about is the 33 year old guy at work.</p>
<p>that is the one everyone is referring to.</p>
<p>So you're MORE than $800 from being able to go this term. Just clarifying.</p>
<p>Are you looking for a get-money-quick scheme? Because the answer, unless you're extremely lucky and resourceful, is to simply work your butt off until spring term.</p>