<p>Mini, I was talking to a friend recently about "luck."She is doing significantly better financially than anyone else in her family and they tell her she's "lucky"--which makes her furious, since she spent years working and putting herself through school while her brother spent the same time drinking. She decided against having children with a man she later divorced because they couldn't afford it. In other words, she looks "lucky" now but it's the result of a lifetime of choices. Her feeling is that there is no such thing as luck.</p>