<p>HImom - I suppose if you were REALLY concerned about the appearance of impropriety, you could request a check and endorse it over to the college your D is attending (for tuition of course). We were more casual … we got the check, deposited it in our bank account, then paid tuition from the bank account. Coverdell accounts were small. (How much could one really accumulate with a $500/year contribution limit?)</p>