<p>Lydia, you need to call your college's financial aid office and ask this question. Tell them that you have not yet gotten your bachelors degree. See what they say.</p>
<p>Their response was that all students when they began pharmacy school are considered "professional students". That means the same as graduate in their eyes. They even changed my FASFA to reflect professional student.</p>
<p>My thought was...what if I switched schools, they would see the fasfa changed and would give me aid at the graduate. level.</p>
<p>If you changed schools, the school would review the information and award you based on your status with them. This is a normal procedure as a Junior in one school might still be a sophomore at another. Even between programs within the same school, status can be different. I just processed aid for a student who transferred from our traditional program as a Sophomore into our adult program and is now a Junior.</p>
<p>I am being offered a large amount of loans...should I be afraid to take them?</p>
<p>Afraid in terms of it being a lot of debt. I am not thinking like a grad or professional student...for med, law schoold etc. do they just accept them and worry about paying them back later?</p>
<p>You need to seriously consider your ability to repay the loans given the field you will be working in. If you truly believe that the loans can easily be paid with the entry level salary you will receive, then it may be worthwhile. If you think that you will have difficulty repaying the loans, given your anticipated expenses and entry level pay (only count entry level pay because there is no guarantee that you will reach anything higher during the 1st 10 years of your employment...truly, there is no guarantee you will make the national entry level average either), you should not take out as much in loans and should really examine the cost of where you have chosen to attend college.</p>
<p>Do you need a cosigner for a subsidized stafford loan if you are under 18? (I'm 17 and will only be turning 18 next April) (I enter college in this fall of 2008)</p>
<p>No cosigner needed for any stafford or perkins loans. You will need to give 2 references/points of contact (aka other humans that know you), but they are not cosigners.</p>