<p>Currently, a dependent student can borrow $5,500 their first year, $6,500 their second year, and $7,500 their 3rd and 4th year. That comes to $27,000. What if they need a 5th year to graduate? Is there a "lifetime limit"? </p>
<p>And what if they pursue graduate school? Does the limit shift up to a higher value? </p>
<p>Thanks!</p>
<p>Lifetime limit for undergrads is 31,000 (23K can be subsidized). Grad students can borrow an additional 138,500 (65K subsidized); medical professional studies can borrow up to 224K.</p>
<p>Thank you. Did you find this information on the Stafford Loan website? If not, might you have a reference? I appreciate it very much!</p>
<p>The best place is the official govt federal aid site:
[Subsidized</a> and Unsubsidized Loans | Federal Student Aid](<a href=“http://studentaid.ed.gov/types/loans/subsidized-and-unsubsidized]Subsidized”>http://studentaid.ed.gov/types/loans/subsidized-and-unsubsidized)</p>
<p>finaid.org has good information about student loans and their limits here:</p>
<p>[FinAid</a> | Loans | Student Loans](<a href=“Your Guide for College Financial Aid - Finaid”>Student Loans - Finaid)</p>
<p>The site is a little out of date in some areas, but still has good info and summarizes the information nicely.</p>