Stafford Loans - Need based FA - are they an entitlement or an AWARD?

<p>Northeast Mom--Are you asking this--</p>

<p>If a student has remaining need (unmet COA over EFC, after all other financial aid is factored in) why would any school NOT offer the max allowable subsidized Stafford loan? </p>

<p>Is there some reason why a school would hold back offering a student the maximum subsidized Stafford loan?</p>