<p>Financial aid is not related to your grades - you’re confusing with merit aid.
For UMich, if you get in, they cover your financial need with a financial package. RUN THE NET PRICE CALCULATOR.
NOW. 
UMich is known for its excellent Financial Aid for its instate students, as mom2collegekids said above - that’s money you get because you got in and your family is lower income, not because of grades. (Your grades got you in, now they’ll make sure you can attend).
You can also apply to schools where you may get merit aid, of course.</p>
<p>Community College aren’t “that bad”. It’s just that for a strong student, you lower your odds of graduating from a 4 year college if you start at a CC; you even lower them from that if you compare CC to a selective university like UMich; and even more if you’re lower income. In short, your odds of graduating and succeeding in college are higher if you are admitted to UMich directly, than if you go the CC route, especially since it’s not as common in Michigan as in California (which is THE model for CC-flagship articulation). </p>
<p>As a senior, apply to Umich, Michigan State, Michigan Tech, add Kalamazoo, Kettering, Lawrence Tech, Albion deppending on what atmosphere you’re looking for and what major you’re considering.
Would you be willing to consider other states? Do you have an idea of what field you’d like to get into (CS, Spanish, International Relations, Economics, Math…?)</p>
<p>BTW: Did you get your application fee waivers? If not, go ask your counselor on Monday.</p>