I don’t think it is too early for a student who needs significant financial aid, has a high GPA, and has already taken the SAT. I wouldn’t obsess over it, but I think it is appropriate to start looking at options this year. Regarding post #15, UChicago seems like an outlier – “outdoorsy” does not come to mind. Also, OP, what did you dislike about Notre Dame when you visited? That might help with suggestions.