<p>Oh ok I wasn’t talking about saving while at my undergraduate school though. I was talking about joining Army/Naval ROTC applying for the scholarship that covers full tuition (and hopefully my FA covers all other costs like room & board because my FAFSA EFC is 0) and then after I graduate and need to fullfil my commitment (you say it’s 8 years, but the ROTC at one of the colleges atop my list says 3 years active duty with an option of 8 years reserve duty) I’ll use the military salary from the 3 years active duty and save it for grad school. I mean even if you don’t go through ROTC, you’re going to have to get a job anyway after you graduate from undergraduate school if you want to go to grad school without taking out massive loans right? and work experience in the military looks good on a job application doesn’t it?</p>