<p>i think it depends on the university. i actually just (TODAY) called the bursar office at my college (university of oklahoma) and they said that they will only release a transcript to an employer who requests it for employment purposes. that could be your out.</p>
<p>…and about the college bankruptcy… never heard of that before. i’ll have to do some research on that!</p>
<p>Well hey how about this the whole point of trying to get the degree was to earn money…now my situation is this I got sick before the end of a certification course and after I recovered and moved state decided to go back to school… alright then little did I know my previous school charged me for the entire course that I didn’t complete and sent to collections and now I cant get into any school because I cant get transcripts. So now I didn’t get to finish first certificate course and cant further my education because of that. So now what even if I did pay the 6500.oo they are asking I only got like 50 or 60 credits so what good is that doing me?</p>
<p>Academic Bankruptcy: Under this policy all college-level work done at an earlier date is eliminated from computation of the GPA and none of it is applied toward a degree at the University attended. Such work, however, will not be removed from the student’s records. Those granted academic bankruptcy are usually admitted on academic probation.
Also Texas State will consider this</p>
<p>Sorry, people with this mentality (pay your bill) amaze me. My daughter was going through the same; a huge amount we couldn’t pay. Now she has huge school loan, payments, and NO degree. Where does that get the student? To me, if the school wants their money they should assist students in all ways possible (they don’t). With a degree, there is a greater likelihood of repayment. Sounds so simple; yet they make it so hard.</p>
<p>Well, ok, if you don’t want to pay your bill, then don’t. Other students who feel the same way also won’t have to pay money owed. Then, the college won’t be able to pay faculty and staff, etc, and the college will go under. Why do you feel colleges should help students who agree to attend, knowing upfront what loans, etc, will cost for that school/degree?
Let’s say you want to buy a car. You do so, agreeing to the loan that then means making payments. What happens if you miss payments? They take the car back, right? The same goes for the education you agreed to purchase. If you don’t pay though, it’s not like they can take the knowledge you acquired back, so instead, they have to hold that transcript representing the knowledge, until they are paid for it. Does that simplify things? Why do people agree to attend and pay for a college they can’t afford, and then expect the college to “owe” them anything, or help them? It is the buyer’s problem for not being smart enough to figure this all out before hand.
Colleges also spell out very clearly in their handbook/catalog what students need to do to successfully complete school. They need to keep grades up to a certain standard, etc. The student needs to keep their end of the bargain in this. Blaming others for your problems is immature and irresponsible, and what too many people do now.</p>
<p>Sorry, people with kattie3’s mentality (don’t pay your bill) amaze me.</p>
<p>I’m going to have to agree with most of the people on here. You should probably not attempt to take out anymore loans until you’ve satisfied your tuition at your school. I know this seems insurmountable, and trust me, I have my own issues with a previous institution in terms of finances (hence I stumbled upon this site looking for answers). Have you considered taking some time off school, paying down your debt and getting a deferment or forbearance on your student loans in the meantime? That will allow you to use the money you’re earning through working to pay down your college tuition while not having to worry just yet about paying off your federal student loans. Just a thought. I hope this helps, even if somebody already said something to this effect already.</p>
<p>Hi, I know this thread is quite old but I stumbled upon it thanks to Bing.com and would like to add I am in a similar situation.</p>
<p>I am filmmaker at heart and I am quite talented/good actually. I attended Columbia College in 2008, left in 2009 and attended the Art Institutes owing Columbia 8,000 dollars. I attended the Art Institute from Oct 2009-April 2011 and I owe them nothing.</p>
<p>The only reason I don;t is because I elected not to stay in housing while at Ai but I did at Columbia so I basically only owe them for housing costs. The curriculum at Ai, isn’t that challenging and I feel for $20,000 a year I was not learning much so I decided to transfer to SCAD. I submitted my application and was accepted and have been awarded various scholarships but this school wants to see transcripts for Columbia or I cannot go!</p>
<p>I am heartbroken, I know it is my fault for attending expensive schools but I want the best education possible. My mother (my only living parent) has terrible credit and is not able to cosign on necessary loans. If I had a loan I could just pay off Columbia and attend SCAD.</p>
<p>I’ve looked at lots of film schools and SCAD seems to be a nice fit for me. I have already paid my housing deposit and enrollment fee totalling 750 dollars and NOW they tell me they want transcripts that I cannot obtain?!</p>
<p>Is there anyway around this? I will e-mail the SCAD Bursur’s office and see what they can do. </p>
<p>When you are good at something and passionate you should be able to attend whatever school you like obtaining to your talents/major, I don’t like how the education system works at all.</p>
<p>So, my situation is this. I decided to go back to school and take grad classes. I was current on my loan until I student taught. During that time I obviously could not work and make money. Over the summer I took a class or two. Up until I student taught I was current with my school. In order to sign up for class over the summer my school gave me special permission to sign up for class. Also they signed me up for fall semester. The school only signed me up for one class in the fall. By doing this I did not qualify for student loans since FAFSA said I did not take enough classes. I had enough money eligible to cover the cost of the remaining balance. and the 2 classes I took over the summer and the one in the fall. Now the school was the one who personally signed me up for the classes. Now the school is holding me responsible for the 8500 that I cannot pay, because I required a student loan. How am I personally responsible when the school was aware of my situation and they were the ones who signed me up. Also how can I not get my transcripts for the classes that have been paid in full. I made all my payments previously and at that time I could have gotten my transcripts. How come I can’t receive my grades/transcripts that I have been paid for? Just because I can’t pay, for the problem they caused I am now going to get paid less in my new teaching position. I have enough credits paid in full to receive pay for bachelors plus 30. The extra pay will only go directly to my school so I can fulfill my degree. I only need to do a thesis fyi. Cost to student teach $11,000. Insane for people who try to make a difference in society by the way. There is a law that does state that students who work at internships cannot work for free. Obviously does not apply to teaching. We do things ass backwards in America. Way to help out the people who actually care.</p>
<p>I went to The University of the Incarnate Word my first semester of college. I was able to transfer to a community college, however now I am trying to transfer to a university but the community college needs my official transcript from UIW. I owe UIW about 5,000 dollars and do not have that kind of money. They said they cannot release it, and I told the community college about my predicament but they said they need the transcript from UIW so they can release my transcript from them. I slacked alot at UIW and I feel exactly like you do! I withdrew from most of the classes and ended up leaving there with one class passed. I know I messed up and now it is really coming back to haunt me. It’s crazy someone else is going through what I am going through. I don’t know what to do :(</p>
<p>But you DO know what to do, dani22. You need to pay UIW the $5,000 you owe. If you don’t have that kind of money now, you will need to scrimp and save, possibly get another job. That’s the adult thing to do. That’s adult life.</p>
<p>"When you are good at something and passionate you should be able to attend whatever school you like obtaining to your talents/major, I don’t like how the education system works at all. "</p>
<p>The good news is, if you are uniquely talented, you don’t really need the degree to make it in the film industry.</p>
<p>ok, well first of all i feel for all of you who are having this problem because i know exactly how you feel, since i am in the same boat.</p>
<p>but let me start out to talk to those who keep repeating the “pay your bill” routine.</p>
<p>there are situations where you cannot pay THAT bill because there are more important (priority) bills to pay. like essential “bills” heat, electricity, doctors, rent, food, etc…not everyone has a savings where they can afford to pay thos non-essential bills. yeah it would be nice to pay those bills. and i would IF i had money left over. for example right now i am on welfare, because my ex doesn’t pay child support, and i’ve been struggeling with freelancing and on top of that i was scammmed and not paid for several months of work. ***** happens.</p>
<p>i am happy for those of you who have extra cash and can pay ALL your bills. good for you. </p>
<p>now to the college situation.</p>
<p>i owe the aiu 7000 dollars and i am in the same boat. i would like to better my life and get a new career since my current one is just not working out i am an old school web designer and things changed a lot nowadays you have to code 4-5 languages at least and now multiple programs, also i am a designer at heart and dont like the fact that a webdesigner has to be now more than that. but anyways, so here i am age 45, and try to better my life.</p>
<p>but i cant because NO SCHOOL will admit you without official transcripts i called so many already just to see. the only way is if you advance in the school you owe to but even than it’s up to them.</p>
<p>now what makes me mad is, that my school as well as all these people’s who posted here got probably at least half of their tuition. my school got 2/3rd of their tuition. i would completely understand if the school didn’t see a cent and refuse to give out the transcripts, BUT they received a *****load of money (way too much and overprised may i add) and therefore i think it’s absolutely wrong to do this! we worked hard we graduated , we deserve our transcripts and they got more than enough money.</p>
<p>i did my bachelor’s at aiu and believe me when i say this, i could have taught those classes myself. i didn’t learn ANYTHING new in that school. when i did my AAS that’s when i learned everything about design, and the BA was a joke. i did it because my plans were to do masters, so i needed that piece of paper. again, as for education it was a joke.</p>
<p>so yes i am upset about this.</p>
<p>so this is what i will do i will call them and tell them how it is. either i get the transcripts can do my doctorate in physical therapy and make money so i can repay them or i will file bankruptcy and they never see their money, simple as that. i also cannot go and do my BA again because i will not qualify for grants anymore for a BA and i will not get in more debt with loans! mine are almost 100 grand! for barely anything!</p>
<p>they put me in a situation where i cannot better myself to take care of ALL my bills.</p>
<p>and again my point is we (i speak for all of us) provided most of the tuition (loans, payments, grants) so when they took OUR money we should have the right for transcripts.</p>
<p>if we didnt pay a penny than we cannot cry and complain but WE DID!</p>
<p>oh and </p>
<p>PS. you can put your student loans on bankruptcy, but it is very difficult , i will put them on and hope they will go through. it has happened before it can happen again.</p>
<p>good luck to all of you. we shouldnt be in this situation as i know none of us chose to be in debt!!!</p>
<p>If you need to pay your other bills before your student debt then do that, but don’t expect to get any further college classes. Schools aren’t looking for partial payment. As far as I know you cannot dissolve student debt through bankruptcy.</p>
<p>yes you can. i researched it. as said it extremely difficult but it has been done.</p>
<p>also if you file bankruptcy your account will be cleared at the school you owe to and you can request your official transcripts at that point. thay can’t take them hostage after that.</p>
<p>just for those who are interested to know this.</p>
<p>Yes you can discharge a debt to a college through bankruptcy, but not a federal school loan. I think that is the difference here. If you had borrowed a federal loan to pay the school, there would be no issue of the transcript being held.</p>
<p>I am not sure about other school loans (Sally Mae, for example). But I do know (and have personal experience) that federal loans never go away until they are paid or you die.</p>
<p>
This makes no sense. If you bought a car and stopped making payments on it, it would be repossessed, even if you thought you had paid a “</em></strong>**load” of money and it had been overpriced, even if you thought it was a crummy car not worth the price. Your situation is unfortunate, but it’s not unfair and the college’s position is not wrong. Since your education can’t be repossessed, the only leverage a school has to get the payments it is owed is to withhold a transcript. Perfectly fair.</p>
<p>I am amazed at all of these 1 and 2 post people who think they shouldn’t have to pay their college bill because it’s expensive. Where does this mindset come from?</p>
<p>I am really curious, someone enlighten me.</p>
<p>I agree, it’s sad but somewhat mystifying that people don’t understand that the time to negotiate is before you buy the product, not afterwards. I can’t imagine anyone had a gun held to their head in order to take these unaffordable credits. I think it would be far more practical to get a part-time second job and dedicate ALL of those earnings toward satisfying the debt and then make a new plan to go back to school.</p>
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<p>You have an AAS and a BA in web design and want to go for a DPT now? I think this is going to take a lot of time and money that you obviously don’t have. Have you done any of the pre-reqs to get accepted to a DPT program? If not, you might want to look for a less expensive second career…at 45, is it going to be worth shelling out another $100K for tuition?</p>
<p>Easy answer. In this economy of no jobs and no money to pay common necessities? Schools will hold us captive with their bloated costs. Government wont regulate? Impossible to better yourself? Somebody is gonna pay…Apply for government assistance. Why work at a job that pays nothing and barely allows you to pay bills? Sit on your butt and receive government assistance. This will give you the opportunity to do the things you want to do. Explore other areas of interest. School is not the only place to learn. You can also organize a movement to address the already recognized excessive tuition cost. Your congressman, the man/woman you hired to work for you, their kids don’t pay back student loans. They also receive an pension for life once they begin service. We hire them and they reap the benefits while we suffer. Make them work. Don’t suffer to pay the unregulated loan sharks. If the government wont do their jobs, make em pay u.</p>