<p>Another 2014 parent here - we bought CSI assuming we would need it for PC/electonics damage as noted by 12rmh18, but we wound up using to cover stolen clothing. My DS had over $1,000 in designer clothing stolen from the laundry. CSI was prompt and efficient. </p>
<p>A suggestion for all parents -you need to show “receipts” of some kind for all claims - make all purchases with your credit or debit card! We saved the receipt for his laptop, but never thought about the clothes. Luckily, CSI was very accomodating for our clothing claim. They accepted credit card/debit card statements showing purchases from stores such as Macy’s, Nordstrom & Abercrombie that sell the designer brands.</p>
<p>CSI (or a similar company like NSSI) is the way to go - good coverage, reasonable cost, ultra low deductible and most importantly, no black marks for claims on your homeowner’s!</p>