<p>Hi everyone, </p>
<p>Does anyone know of any student loans that I can receive without a co-signer and with no credit history? I have already looked into getting financial aid from my school (top 20 in the country), but the officer says it's HIGHLY unlikely due to my parents' income. </p>
<p>Any help would be greatly appreciated. Thanks.</p>
<p>No. You can get federal direct student loans without a cosigner or credit check, but the maximum for a freshman is $5500. Other than that, any private loan will require a cosigner with a good credit history.</p>
<p>Does everyone qualify for a federal direct student loan? Because my parents’ income is high. </p>
<p><em>extra info</em> Long story short, I will be a senior.</p>
<p>Yes, everyone that is eligible to file FAFSA can get a direct student loan. It will all be unsubsidized if you do not have fiancial need according to FAFSA.</p>
<p>Oh, ok. Thanks for your help. </p>
<p>If anyone has any more information that can help me, please, lemme know. Thanks.</p>
<p>What’s going on?</p>
<p>what do you mean by: I will be a senior? Are you a junior in college? or high school? </p>
<p>how much will your parents pay?</p>
<p>How much do you need to borrow each year?</p>
<p>As mentioned above, YOU can only borrow a small amount…not enough to put much of a dent in a private college cost. </p>
<p>If you’re trying to borrow a large amount of money each year, that’s a bad idea. No college is worth that…not even a top 20 school. </p>
<p>How much do you think you’ll be earning after you graduate from college?</p>
<p>OP, Please review the info in the pinned thread at the top of this forum.</p>