<p>Just to clarify, my mom is an Arizona resident…</p>
<p>ahhh…then do this…</p>
<p>Ask UA to delay your starting school til Fall 2012.</p>
<p>Move now to Arizona and live with mom. </p>
<p>Spend the next year working to buy a car.</p>
<p>Then start at UA as an instate student.</p>
<p>There are some things you wanna do and some that you have to do. I had to defer my college for two years. You wont be missing any fish by not going to school this fall. As the above poster said move to AZ maintain the residency and start school in fall 2012. You can start in community college near by your moms place. That way you can start taking some basic class and can work part time for your car. Even you go to University you will be taking basic classes in first year. And classes in CC are much easier than in university (personal experience). Believe me you will be win win this way.</p>
<p>Seriously, 80k is not a joke and for undergrad… no way brother. </p>
<p>HMU if you are reading this post again after 5 years…lol…</p>
<p>*You can start in community college near by your moms place. *</p>
<p>He probably shouldn’t do this IF any of his aid is “merit based” and depends on him being an incoming frosh.</p>
<p>Okay, abruno, this new information actually DOES change the picture.</p>
<p>Mom2 - the poster wrote this initially:
</p>
<p>That’s based on OOS. If the poster were in-state with a zero EFC (by the sounds of it, that might be the case?) he/she could actually get just about ALL of his or her costs covered in the financial aid package – the COA would be $22-24k range and if he/she could retain the grants/scholarships that would only leave the $5500 Fed sub and unsub loans – which would put Abruno right where every other kid lands (eg. $22k ug debt.)</p>
<p>SO, Abruno, why not call Arizona, explain the extreme financial duress the $20 k will cause, ask if they can defer your admit and scholarships for 1 year; move in with your mom, work part time, and take <em>some</em> of your basic gen eds at whatever nearby college that has a transfer credit/exchange agreement with Arizona.</p>
<p>If you can get the university to agree OR to reconsider your status as the IN STATE resident you can/should/will be (residency is supposed to be based on where your PARENT lives) then you should be all set and will someday tell your kids that the reason they get to live in a nice house in a nice neighborhood was because a bunch of strangers on a bulletin board convinced you NOT to take QUADRUPLE the recommended level of debt as an undergrad ;)</p>
<p>Be persistent with AU – they need to do right by you! You should <em>NOT</em> be considered OOS. If they insist, then they should at least let you fulfill the residency requirements and defer acceptance/package!</p>
<p>I emailed them earlier, just waiting for a response. And btw, I’m a she not a he.</p>
<p>I will keep my fingers crossed for you. Might not hurt to follow up with a call. Sometimes email gets lost in the shuffle. Good luck!</p>
<p>I don’t think it’s a good idea for you to borrow all that money. And you still want to borrow more? Wow! By the time you graduate, you will be swamped with debts and it is an awful way to start life! Don’t do it! If you have any alternatives, find some. If possible, work for a year and earn some money and then get better options after. Don’t fall into the trap of getting loans.
The money looks good, but you will pay terribly. Imagine, you will owe $80,000 in loans and more by the time you are done studying. Will it really be worth it? FIND BETTER OPTIONS!!!</p>
<p>It’s not too late for a CC! Even if you have to move to Arizona for it. This time last year I was still waiting for my GED scores. I got them on the 14th of June and was registering at my local CC just a few days after that. And I managed to get 50 credits in one year without breaking the bank, because CCs cost SO little for dependent students from poor families like us (although the late, great summer Pell grant didn’t hurt.)</p>
<p>A community college is a great option. Do not turn your nose up to it. A state school should be your next choice, and then an inexpensive OOS school (they do exist, but University of Arizona is not one of them.)</p>
<p>All those loans for a political science is not a good idea. You will not be free to pursue your passion because you will have to take any job you can get to pay the loans off. They are not free money…</p>
<p>University of Arizona is a really good school but the maximum loan you can borrow as a freshmen from the government is 5500. If your family income is low it can be unlikely that they will be approved for a yearly loan of 15000. Assuming your family does not a have a large amount of money saved, you should start looking at other institutions.
If you are eager to move west Santa Barbara City College may be more affordable.</p>
<p>Another vote to not take out $80,000 of loans to pay for college … if you were able to get the loans for all 4 years (which I doubt) when you graduate the loan payments will kill you … buying a new car, buying a house, living alone, or going to grad school will likely be out of the question for 10+ years due to crushing loan payments. I do not recommend students taking $80,000 in loans for any school … if this discussion was about Harvard with $80k in loans or attending a SUNY I’d would still say DO NOT take out $80k in loans figure out a cheaper plan … no undergrad degree is worth it.</p>