<p>guys check out Singapore Scholarships .Even banks offer loan scholarship</p>
<p>It appears that this question was asked 2 years ago with no real solution. Does anyone have any updated information to share?</p>
<p>In the past 2 years, the interest rate for student loans have gone up.</p>
<p>More families have lost their homes due to adjustable rate mortages putting the housing market into a slump.</p>
<p>No one is still going to loan a 17/18 year old money without a co-signer (startig with their parents)</p>
<p>How does a parent help their child with tuition when they are currently paying for the 'sins of their past'? They are unable to co-sign on a student loan and there are no other available resources? Why are the sins of the parents visited on the children?</p>
<p>Because the best predictor of future behavior is relevant past behavior. When it comes to asking someone else for their money they want to see a track record of paying the money back in a timely manner.</p>
<p>This is the main reason that parents also have a responsibility to let their kids know how much they can realistically pay/borrow for their child's education and help them to come up with a list of schools that are both financially feasible for the family and some where if admitted the child would be happy to attend.</p>
<p>I would suggest searching the parent's forum for threads by curmudgeon who spent 2 years looking for schools that had merit aid for his D (with near perfect ACT scores, gpa and was an athlete). The family turned down Yale and Amherst to accept a full ride and is now a sophomore Bio and Chem Major at Rhodes College in Memphis.</p>
<p>It comes to the basic premise of who is responsible for paying for undergraduate education. Just as high school and earlier are choices that the PARENT makes, not the child, so it is with college when it comes to payment. If your parents refuse to cooperate, your options are limited. Even if you are 21 unless you are married or a few other exceptions.</p>
<p>Getting a substantial loan without collateral (that would be income and assets significant enough that if you were to default on the loan, the bank would have something to recover) is very difficult. If your family is turned down for a PLUS loan (which is a parent signed loan) then your ability to borrow via Stafford loans increases. Stafford loans do not require a parent co-signer. HOWEVER, I would caution anyone against borrowing very significant amounts of money for college. There are many other options that can be considered including working part time and attending school part time, going to a CC for a year or two and living at home to save money, going to one of the less expensive state universities in your state of residence, or looking for a private college where you are at the tippy top of their admission stats and may qualify for merit aid. I guess what I'm saying is...don't borrow more than a typical Stafford loan amount over the FOUR years. Even that will be over $20,000. Remember...you DO have to repay these loans!!!</p>
<p>I've been trying to find a student loan, too. It's the last thing in the world I want to do, and it sends me into a sea of depression just thinking about it, but I do really want to be in school. Options are limited, and my cosigner, whom I had to darn near beg, is no longer in any shape to cosign a loan for me. So I'm now having to do it all on my own.</p>
<p>If anyone comes up with a way, please let the world know.</p>
<p>Chase offers student loans without a co-signer....my buddy from one of my classes NYU and has borrowed about 62k without a co-signer ...however i am not sure what the interest rate is...</p>
<p>I do know that he only used about 55k and tossed the rest into a tdameritrade account (instead of returning it) and has made about 13k profit through investing....</p>
<p>i applied for a chase loan and was conditionally accepted (whatever that means)! </p>
<p>the application came with something the cosigner fills out....are you SURE i dont need a cosigner with chase? i am about to fax it to them...</p>
<p>Yes my friend, believe me....the co-signer form always comes with it but you will still get a loan without a co-signer</p>
<p>^^ even with no credit???</p>
<p>idk, but i know my friend barely had any credit...he had like one credit card and they gave him alot of money</p>
<p>thanks. its worth a try.</p>
<p>Another 3 friends of mine got 15k 21k, and 9k from citiassit and wachovia without a cosigner..the application for citi is literally a joke, they dont ask you half the questions that chase or b of a ask( Ex job length, credit history, etc) i think they just give out loans to any student ..seriously, there process is seem really lax and quick.( interest is like 8.6% and its variable based on LIBOR) Wachovia is much like chase and B of A, wont require a cosigner but wants to know how long youve had a job, etc...they will approve everyone but not necissarily for the amount you want</p>
<p>Need to get a loan. My parents wont co-sign and the first semester tuition- my mother put it on a credit card... hence why she wont cosign... I would like to return to to finish the year out... and unfortunately the loans i apply to require this cosigner which is a big responsibility (i have asked around)... and my tuition is only $11k per semester... Need to get the 10k charge from the 1st semster off my mother's card and pay next semester off. i would like return to school because it become a home for me from a very difficult home life... if anyone could direct me in the right direction... you would really be helping me greatly push forward in life.</p>
<p>citi approves most people...it will ask for a co-signer but you can apply and get accepted w/out one</p>
<p>what is the interest rate on such a loan w/o a cosigner???</p>
<p>I can never seem to find that info on the page....</p>
<p>"Chase offers student loans without a co-signer....my buddy from one of my classes NYU and has borrowed about 62k without a co-signer ...however i am not sure what the interest rate is ... Another 3 friends of mine got 15k 21k, and 9k from citiassit and wachovia without a cosigner..the application for citi is literally a joke, they dont ask you half the questions that chase or b of a ask( Ex job length, credit history, etc) i think they just give out loans to any student ..seriously, there process is seem really lax and quick.( interest is like 8.6% and its variable based on LIBOR) Wachovia is much like chase and B of A, wont require a cosigner but wants to know how long youve had a job, etc...they will approve everyone but not necissarily for the amount you want."</p>
<p>Anyone out there have the same experience with Citibank, Chase, Wachovia as the post described above? That these lenders extend student loans to people with OK credit or not very well-established credit and no co-signer.</p>
<p>I'm looking to go back to school in my 30s (finish undergrad) and was wondering if the private loan market was open to me (with good but unestablished credit (Eq - N/A, Ex - Unrated, TU - 708) and no co-signer) even if at a higher interest rate or whether the doors will be slammed.</p>
<p>Thanks,</p>
<p>Rags</p>
<p>Is this really true? I am in a similar situation.</p>