<p>Hi:</p>
<p>Quick question, Is it better if my D applies to the student loans on her own?? Or will she need me to co-sign?</p>
<p>Your daughter does not need a cosigner for the Stafford or Perkins loans. For most any other loan for college, the lender will require a co-signer…unless your daughter has very significant assets in her own name and an income…but then…if she had those things, she wouldn’t need a loan.</p>