I would reckon - to each his own ! I came to the US from India in the late 80s, took a loan of around $80k to attend HBS. Alternatively, I could have attended Tulane and a couple of other B-schools on a free/near-free ride. Fast forward 25 years and I am paying for schooling for my 2 Ds - one in Med school and the other in a Tech school. Full pays both. No loans.