Super low ACT mediocre class load, successful business - chance me pls

I have a real problem - i’m a senior, my gpa and course load is mediocre at best - I have no AP classes at all, all my courses are average (so regular math, english, science)… you get the idea. My gpa is around 3.5. I’ve moved a lot - east coast, west coast. varsity athlete, lots of great leadership ECs but prob the thing that stands out is my business. I started a biz and have expanded. have almost $1m in revenues per year. My ECs include many community projects - fundraising which I love doing, volunteer work which I also love doing. Academics is below average. Oh by the way, my ACT is 22! I’m not book smart (at all) but people have said that i am street smart. My biz is successful and I have about 40 employees now. It’s pretty much where I spend my waking moments.

I have applied to a number of test optional schools- but also on my list are the following:

NYU
Fordham
BU
USD
Pepperdine
Babson
Bentley
LMU

Please chance me - should I stick with test optional schools or do i have a chance at any of the schools here? I think one look at my ACT, these schools will be throw my app away!!! Also, I am planning on applying for financial aid, if that helps.

Help! I would love to be at NYU or BU or Pepperdine or USD! Thanks.

correction: * I’m not applying for financial aid.