Taking on loans

<p>True... up to last summer, I've never had the priviledge of working with money. Until it's yours and you hafta deal with the consequences on your own, you never really take it seriously. It never occurs to you that you hafta learn how to balance a checkbook, not overspend, learn the difference between a charge vs. debit vs. credit card. A lot for a lil' one like me to learn.</p>

<p>Anyone know the difference between a Perkins Loan and a Stafford loan?</p>