<p>Hi guys,
So I'm in a bit of a financial situation. My mom is disabled and my dad is the only one working. Penn state basically told me that my dad makes too much money for me to be offered any kind of aid, and my dad isn't willing to consign loans with me. I there any way I can take out loans by myself?</p>
<p>By yourself as a freshman, you can only take out $5500 in loans in your name. I think thats federal loans, someone correct me if I’m wrong. Anything more than that you’ll need someone to co-sign them. Penn State is not necessarily the most giving in terms of aid, so I would suggest finding a cheaper, more generous school in your situation if the $5500 isn’t anywhere close enough.</p>
<p>Okay, thanks for the info!</p>