<p>Lower- and moderate-income families should keep in mind a pair of federal tax benefits for students or their parents.
<a href="http://www.nytimes.com/2014/10/18/your-money/tax-credits-for-college-can-help-ease-costs.html">http://www.nytimes.com/2014/10/18/your-money/tax-credits-for-college-can-help-ease-costs.html</a></p>