<p>ok, thanks for the perspectives. I looked at my latest tax form , and it looks like the tool chose AO and I only received a $1,000 credit from AO. That, of course, is better than a poke in the eye with a sharp stick, but please replay again how one can get the full 2,500 credit?</p>
<p>also, what does it mean to be ‘refundable’?</p>