<p>I have a question about using estimates. I’ve always waited until I have everything and can do my taxes because our EFC is too high for any need-based FA. The FAFSA is really just a formality so that DD1 gets her merit aid. Now DD2 is off to school next fall and I think our non-merit-covered costs are going to (just maybe) be higher than our EFC. I’d like to file the FAFSA with estimates now and then follow up once I have my tax act together. When you do that, do you just use last year’s return, assuming that you had no material changes in 2010? Just want to make sure I’m doing this right since it’s new for me this year.</p>