Thank you, @NJRoadie for attempting to explain the challenges faced by low income people. Yours must be an interesting vantage point.
Coffee-and-cramming (the OP) and Ladygriff will have to review their financial aid packages with their families to determine whether or not the school is affordable for them. If either can commute or lesson costs by choosing a more economical dorm and meal plan, maybe it will be affordable.
Outfitting a dorm room is the least of their worries. What they can’t take from home they can pick up cheaply at a Goodwill or Salvation Army.