<p>I could totally use that for CC! But I like the self control program best. It is surely something you could set up limits together that might work better with some children. However, I will say that Time management is crucial in college and so the earlier they begin to police themselves the better. I know it’s not a debate, but sometimes ruling with an iron fist has kids just breaking the rules further than they would if they actually felt they had some input. </p>
<p>As for the friend changing the password… I know lots of kids who do that over finals, but mostly they have their parents change it so they don’t somehow land a password in unscrupulous hands.</p>