What I see daily in my job is a young nurse (age 28) who graduated from a nursing diploma program with around 10,000 debt but then decided to “bridge” and get her BSN/MSN (not as a NP) at a private university and added 48,000 to her debt.
Now she works as an RN but owes 58-59,000 dollars. This causes her to live paycheck to paycheck even though we live in a low COL area.
Further delaying when she can start to build a strong foundation