<p>I don’t know about med mal contributing to higher insurance, though it wouldn’t surprise me. We in Louisiana pay unbelievably high car insurance rates. People who relocate are amazed at how much cheaper car insurance is, even for their teenage sons, than it was in Louisiana. It has a lot to do with the number of uninsured motorists there are in our state, even though it is illegal to be uninsured, and also, the number of motor vehicle lawsuits we have. I would not be surprised that an analagous situation occurs with regards to health insurance and prescription drug costs as well.</p>