<p>I lived in Louisiana and paid that high auto insurance too. It’s hard when you have the combination of high insurance and a high percentage of uninsured drivers. People with money challenges will get insurance coverage, go get their inspection done, and then cancel their insurance to save money. And the rates will stay high because the uninsured number is so high, and then people can’t afford insurance, and so more people will cancel their coverage, and it goes on and on…</p>