<p>I just read the article through ^^^ link. It said 1/3 of lawsuits had no merit, but each of those lawsuits still cost $55K to resolve. I would say most Americans believe if there is a slightest possibility of wrong doing, they could get some money for it.</p>
<p>My father got involved in a car accident when he hit a car in front of him because it stopped suddenly, that car hit another car coming from the opposit direction. The driver who got injured sued my dad because she claimed due to the injury she could no longer be a fireman (or woman). Without even any investigation the insurance company was willing to settle for few hundred thousand $. The woman was not satisfied with the amount, decided to go to court. The insurance company then went into full investigation, found out the woman already had pre-existing condition which would have prevented the woman from becoming a fireman, and she was driving with an injured arm (maybe that’s why her car went out of control). The judged determined my dad didn’t cause any additional injury to the woman, she didn’t receive any compensation from the insurance company. This lawsuit dragged out for 3 years.</p>
<p>A friend of mine had some house guests. He let them ride his horses at his ranch. One of the guests fell off his horse and broke his arm. He was advised to sue my friend because the insurance would pay for it. He actually told my friend that it wasn’t personal because it was money due to him from the insurance company. My friend said, “No, this is personal.”</p>