<p>My son’s lender, after nationalization, did in fact consolidate the loans and blended the interest rate. (Interesting, the ndsl site still shows them separately.) But, my plan was to pay down the loans, the higher interest rate ones first. Have sent in several payments with specific instructions to pay down loan obtained on xx date, and, of course, the government-contractor noobs applied the check against the consolidated balance. Of course, it has taken 90+ days to even credit the payments. (I’m guessing so that they can continue to receive subsidized interest money from Uncle Sam, since they were still in the grace period, post-grad.) Morons. </p>
<p>I have better luck with the offshore Call Centers used by the airlines.</p>