<p>There used to be a scam where a con man would send out a letter to people with mortgages tell them that their mortgage has been sold to XYZ Corp. and that from now on, they would send their payments to a certain PO Box. A month later, they found out that the mortgage had not been sold, and the con man had taken off with the payments. After this happened, the Feds required that your current mortgage company must also send you a letter saying the mortgage has been sold. </p>
<p>Just watch out - someone may try this scam with college loans, too.</p>