<p>Think about it... Why not apply for FA, even if you do not need it, and withdraw later in the game... </p>
<p>If they are iffy about your or something it will give them a hard second look. If they are placing you in deny it will make them take the file out to check "no more FA" and they will take another look. </p>
<p>I was just wondering how it would work. If I had to dish out 36 grand to some kid and he called me and said that he would pay it would give me a harsh second thought. </p>
<p>If you don't app for FA at first you will get a hard look but you do not have that chance for redemption from that deny pile...</p>
<p>Idk, I'm bored so I'm sitting here browsing CC...</p>
<p>I think the negative of this would be that some people try to play the game of applying full pay the first year in order to have a better chance of acceptance. Then they apply for FA the second and subsequent years. (or so I have read) </p>
<p>So if I were an admissions officer I might think that you were on the line about whether you could afford it and then may worry you will apply for FA next year when I haven’t planned out any money for you.</p>
<p>True… but if you are absolutely positive that you wouldn’t qualify, why apply? My family’s financial planner told us that we could affor something like 75K per kid per year ( which we couldn’t… don’t know how he computed that…)</p>
<p>What is the point of applying if you won’t qualify?</p>
<p>Uh, my family applied for it. We knew we had enough money, but in these times, who wouldn’t want to see if they could get a scholarship or some financial aid? This makes me a little unhappy, because we pulled out after we got our letter that told us how much we could afford to pay. A lot. But we didn’t do it to get a “leg up” on the competition.</p>
<p>People might be able to pay for 80k of a 40k tuition, but seriously? It is difficult to guage how much a family actually spends on just living and breathing on a piece of EFC paper. Whatever, they include food and tax and all that crap, I don’t believe they can factor in everything. They said I could pay for quite a hefty amount of boarding school tuition, but our family would live extremely modestly by paying full.</p>