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<p>I have made this argument here and elsewhere many times. It is possible to get a quality, even a competitive education from a state university without incurring the high costs of a top 10 university that can’t (or won’t) give any scholarship money or financial aid. Standards may not even be lower – keep in mind that these schools have professors who went to top 10 schools (or collaborate with professors at top 10 schools), so they know how to make classes difficult, if they want to, and there will also be sharp students at these schools who are looking to get quality educations at more affordable prices.</p>