Tips on finding an ideal price range for colleges when parents won't help?

9/493

They can pay 30K per year, or 30K total?

With a top 2% rank and $30k per year you will have your pick of Texas public schools. COA for any Texas public school is under $25k. With NMF you can get full ride at UTD and a few others, TAMU offers full tuition for NMF. UT doesn’t offer NMF scholarships but there are competitive scholarships where NMF may help.

Of course there are many out of state schools that offer full tuition or full ride to NMF.

You have great stats so you should apply to some “meet full needs” schools where the Net Price is affordable.

@inthegarden hmm I’m pretty sure they mean 30K per year.
@JAMCAFE wow that’s really great! Thank you so much! I better stop procrastinating and get my forms filled out.

If there are 2 other kids behind you, will your parents be able to afford $160k for you, and $160k for each of the 2 other kids ($480k total, plus college cost inflation), and have enough money for their retirement?

If you or they are uncertain about that, you may want to have some substantially lower cost options (full ride or at least full tuition) that you like in your application list. NMF should significantly increase the number of options here.

Also, note that automatic admission to Texas public universities does not necessarily include admission to oversubscribed majors (which include popular ones like engineering majors, computer science, business at some campuses).

^With the OP’s stats, though, it’s hard to imagine he or she would not be admitted to those majors.

Good to know. I have UTD on my list for the full ride, and I’ll work on getting a few others. It’s true that those majors are very competitive, but luckily I’m planning on going the pre-med route (double majoring in neuro and psych) so hopefully I’m good on that point :slight_smile:

Remember that medical school is expensive, so keeping cost/debt for undergraduate down would be a good idea. Fortunately, you live in Texas, so that Texas public medical schools and Baylor are relatively low priced for medical schools. Attending undergraduate in Texas will make getting to medical school interviews in Texas medical schools more convenient than attending a distance undergraduate college.

That’s true…I was actually looking more towards out of state but I’ll lean back into Texas schools. Thank you so much!!

I recommend applying to SMU as well. They are a limited number of full ride scholarships that are a good deal. Finalist go for a weekend visit and interview. I think it’s Presidential Scholars?

@Sportsman88 thanks for the suggestion, but I’m preferring colleges that don’t have a religious affiliation. The scholarship sounds great though!

SMU doesn’t have a strong religious affiliation at all, no where as much as Baylor which is middle of the road, but I understand. The UT Dallas is a great option that is similar to SMU’s.

@sportsman88 oh I didn’t realize, I just assumed from the name. I’m kind of confused–why do some schools have religious names, or official religious affiliations, but in reality isn’t religiously oriented at all? Are they the same as schools with no official affiliation?

@Theminkim I’m sorry to hear that you’re in a tough situation- you have very good stats but even still I would apply to a few easy colleges. The University of New Haven is right next to Yale and gives out scholarships like a fast food chain- it’s a growing university that’s trying to develop and gain reputation.They will give you a scholarship. Period. So trust me at least you have that option. Anyways, what are some colleges that would be an ideal fit for your stats and that you should realistically be applying to for a scholarship? U.C Berkeley, UCLA, USC, Pomona, George Washington, Georgetown, Virginia Tech, University of Virginia, NYU, American, University of Texas-Austin, Carnegie Mellon, UNC, William and Mary, University of Richmond, Vanderbilt, University of Rochester, University of Connecticut, University of Chicago, Tufts, University of Michigan, Tulane, Notre Dame, Northeastern. I normally don’t like to write advice for much younger students but I saw this post in my own boredom and genuinely think it would be a shame to see a talented individual such as yourself not get into some prestigious schools…where you should be. You honestly even have a chance at the Ivy’s.

^
Op: UT>>>>>>>>>>UNew Haven and Austin >>>>>>New Haven.
I’d it came down to these two UT would win by far.
Since the “one to beat” is UT (perhaps with Plan II and 40Acres, but this is much reachier/unpredictable) you should look for Universities that will offer something different (especially in terms of classroom experience and resources.)
Have you run the NPC on all your colleges yet and shown all the results to your parents? Or filled one out with them through college board, saving data, and completed a dozen more like that?

@GWYalie1994
I’m sure you mean well, but…
UCs don’t have any aid; NYU, gwu, have lousy aid. They are neither for kids whose parents can’t pay nor for kids whose parents can but won’t.
If the parents can’t pay (75k income and under, and up to 125k), prestigious schools will compensate, that’s what “meet need” means, but in many cases (EFC non zero) the parents must still contribute.
If parents won’t pay (have the means but don’t think it matters, don’t have savings, have an unaffordable EFC…) it doesn’t matter to prestigious universities. It wouldn’t be a shame that a talented individual wouldn’t get into prestigious schools (80%, 90%, 95% students are both qualified to get in and rejected by these schools) but rather that the student would get in and the parents would refuse to pay. It happens every year and that’s a real heartbreak.

@MYOS1634 Yes but I also listed some other schools and an absolute fall back school. And George Washington doesn’t have “lousy aid.” It’s an expensive school, yes. However, there are some kids here on scholarships whose parents make significantly less than the national median income and those kids are doing well here and enjoying themselves. There’s this huge misconception that Ivy League schools such as Yale favor rich kids with connections. I’ve actually taken classes at Yale and I’ve met plenty of incredibly talented individuals who come from low income families and at that families that certainly make less than a number of families at other prestigious universities. The reality of attending such a university, even for a short period of time, is that I saw that all the jealousy and critcisms toward Ivy League schools is really just a hoax. Other than being superb student, many of those students are just normal suburban kids…seriously. Also the University of Virginia has the Jefferson scholarship and is ranked higher than UT. I know quite a few people who have been in similar situations but made things work out. I’m also kind of offended that about your comments about George Washington- I’m not insisting that this student go here or any other high ranked university immediately if accepted. What I’m saying is that with her stats here are some fairly high ranked schools that she can get scholarships from and that would open doors for her after college. I’ve deliberately listed a broad range of schools and you’ve attempted to undermine credibility on the basis of a few drawbacks of “some” of the schools listed, drawbacks which you are making crass generalizations about and that grossly misrepresent the financial aid opportunities at some of those schools. This student is clearly very talented and should be applying to a lot of those colleges to increase her chances of getting a scholarship.

It’s the “some kids” that is the key.

@GWYalie1994, not sure if I am reading your post right, but most on CC know that Yale does not favor ‘normal rich’ kids with connections, and that there are students from a range of economic backgrounds at both places. However, Yale promises to meet ‘full need’ of admitted students and GWU does not, and debt is a bigger part of the package at GW (and NYU and American) than at Yale.

Schools like Yale and scholarships like the Robertson (UVa) or Morehouse (UNC-CH) are lightening strikes for all students, including this highly-qualified OP, simply b/c there are so many outstanding applicants. For a student with limited finances, and a med school goal, finding good options that result in little (or, better) no debt is the goal. Given the OPs options, schools that are known to be more restrictive with financial aid, and/or that use loans more heavily, are less attractive. Similarly, most of the state universities you list are not good options for an out-of-state student: UNC-CH does meet need for OOS, but afaik, none of the rest of the publics you list give finaid to OOS students.

Your point that most Yale students are just nice, normal, hard-working, talented kids is completely fair, and one that few people on CC would argue with.

@collegemom3717 Yes thank you I don’t mean to be any type of aggressor here- though when I went said “normal” I meant like just plain middle to lower-middle class kids from suburban areas or cities. And yes admissions committees make mistakes and sometimes not all the qualified candidates get in. But I think that this student would easily be able to get something from schools at around VTech’s ranking- there was something mentioned about going out of state. This also just my opinion, anyways. It’s not a smart idea in general to take what read on CC as the gospel truth or as accurate reflection of what policies are really at certain universities when you can ask the universities over the phone or via email about certain policy. You also never know what opportunities OP will get. My mom got into Georgetown out of community college as a refugee from Laos - so I’ve come from that type of family. She lived in an apartment with five siblings and had to care take of them while attending George Washington, which she elected to go to because of some poor advice. OP will be fine. I mean I’m also Indian and Chinese and I’ve come from a family of scholars who have faced poverty and child abuse.

@theminkim Have you looked at University of Alabama?

@theminkim Some schools once had a religious affiliation but don’t anymore. Others still have an official officiating but religion isn’t a strong part of the campus vibe.

Examples:
Liberty University is going to be mandatory chapel and strong Christian influence.

Baylor is voluntary chapel services but middle of the road for a Christian college.

Georgetown is a Catholic University (Jesuit) but many students are not Catholic and still consider Georgetown regardless of religious affiliation.

SMU has a reputation of being a somewhat preppy school for rich kids but the Hunts and Presidential Scholars come from all backgrounds. I would worry more about whether you fit in the student body profile than Methodist in the title. Whether you are a fit is a personal question that can only be decided with a visit when school is in session.

Good luck in your search! You will have great options if you are NMF. You will need to apply to schools before you know Finalist status.

Two other schools not mentioned are Univ. of Arizona and Arizona State. Not sure how close to full ride. I think Arizona waives OOS fees for NMF. My D would have been a net cost of a few thousand per year if she had decided on U of A as a NMF who qualified of in state tuition.