<p>So I've settled all the scholarships, and now my EFC is down to about 7K. I'm planning on taking out a private educational loan to pay off this amount. Is it too early to apply for Federal Stafford Loans/Private Educational Loans through the school lender websites? (I believe Georgetown's is Sallie Mae).. Or can we go ahead and do it now while we still have the vigor in our lives.. :)</p>
<p>It's not too early to apply.</p>