<p>It's entirely too much debt. If anyone chooses that route they should be working towards a profession that will give a high rate of return (no poetry, English, history, Art - etc... - majors) .</p>
<p>It will take a very looooonnnnngggg time to pay off that kind of debt - remember it doesn't end with undergrad. Adults have all kinds of needs/responsibilities to pay for.</p>