<p>I was wondering how much aid I can expect to receive at U-M. I plan on enrolling into the Fall 2013 term. I have an EFC of Zero based on my Fasfa from this year. And I live in a single-parent household with an income of below $20,000. Here are some funds I'm pretty confident I'll be able to obtain.</p>
<p>$5,500 - Federal Pell Grant - I should qualify for this because of my mom's low income
$2,000 - Work Study - I should be able to get some work study
$2,000 - Family Contribution - Aunts, Uncles, Grandparents, who promised to contribute.
$5,000 - Out-of-Pocket - I'm starting a part time job next week and I will have saved AT LEAST this much by next July.
0 - $4,000 - FSEOG - This is random, so I can't be too sure on this.</p>
<p>Keep in mind that the out-of-pocket & family contribution amounts are REALLY low estimates. In a worst-case scenario, I would expect that much money.</p>
<p>That all totals up to $14,500 - $18,500 depending on the FSEOG. With U-M's cost at $26,000, I would still be in need of $7,500 - $11,500. How much of that do you think U-M will cover? I'm aware that Transfer students get the short end of the stick when it comes to scholarships and grants. But I'm also aware that U-M promises to meet the need of ALL in-state students. Does 'ALL' include transfer students? </p>
<p>Here are some other factors that may affect scholarship my eligibility. </p>
<ul>
<li>First-Generation College Student</li>
<li>Underrepresented minority</li>
<li>2012 Track & Field 800m City Champion</li>
</ul>
<p>The University of Michigan has a list of scholarships here:</p>
<p>Scholarship</a> Index</p>
<p>There are hundreds of scholarships listed. The majority of them are based on financial need. Only about five of them explicitly exclude transfer students. But at the same time, about five are exclusively for transfer students. This sounds great- this would still leave me with hundreds of scholarships. But I fear that many of the scholarships, even though it's not stated, may be only for freshman students. A great majority of the scholarships just say "based on financial need". I definitely have financial need. But do these scholarships exclude Transfer students even though it's not stated?</p>
<p>I'm hoping that with the Pell Grant, Work Study, Family Contributions, my own money, the PSEOG, and potential Scholarships and Grants, I won't have to borrow much. I'll also be looking into private and State scholarships for help. If, after adding up all of those, and I still have to borrow over $9,000, then I won't be attending. That's too much debt for me.</p>
<p>Anyway, how much scholarships/grants would you expect me to get? I'm really interested in a worst-case scenario situation. I'm not really interested in what I might get if I got lucky. For example, what are the odds of me getting ZERO scholarships & grants from the school? Is that realistic? Or would you expect I at least get a few thousand dollars? </p>
<p>Any info on the situation would help.</p>