<p>Is it worth transferring back home? I am from MD but go to UNC-Ch and feel very out of place and miss my family and feel guilty for being so far away.</p>
<p>The only thing keeping me here is that I'm afraid I will be behind because not all my credits will transfer and UMD accepts fewer AP credits than UNC and I have full finaid/scholarship package here that I wouldn't have at UMD.</p>
<p>Is it wiser to just graduate a semester early or to transfer colleges and take on the extra debt?</p>
<p>Also, UNC doesn't have an accounting major and I feel like that's what I should study.</p>