transfer options

<p>Hey, I have a pretty complicated story, but I really am unsure of what to do in this situation. I'm a sophomore at a Big Ten school, I have a 4.0 here. And received a freshman award for my GPA. After my first semester, I transferred to a private university in D.C. and it was way too much money, and it didnt have my major (it only had the B.A.), so I came back to my original school. At the private university I had a 3.79. I'm a Psychology major (B.S. Biology Option), I need financial aid, and I want to live in (or immediately outside of) a city in the northeast. I want to transfer again, but don't know where i stand a shot because I've already transferred. I have a dream school, but my parents won't pay if i go there, so I'm stuck at the drawing board. Does anyone have any advice?</p>

<p>Oh i completely forgot, I had a 1460 on the SATs, 800 Sat 2 writing, 630 Sat Math IC, and 730 Sat 2 American History. I was top 12% in my H.S. class.</p>

<p>Why do you want to transfer again, after having gone back to your original school? How would you pay for another school - are you seeking merit aid? are you expecting a need-based award? If so, what is your EFC and who will pay it?</p>

<p>Oh, and why did you transfer to a school which didn't have your major?</p>

<p>I want to transfer again for the original reason i transferred, I wanted to live in a city (I come from a small town) but when I applied to schools as a senior in H.S. I got roundly waitlisted from everywhere I wanted to go, and the school I go to now is in-state tuition. I came back because I couldn't afford the school I was going to (GW) and thought I'd look crazy if I transferred to yet another school. Also, when I transferred I knew I wanted to be a psych major, but I didn't expect to want the Bachelor of Science (I eventually want a Psy. D.), and the B.S. is better for that. In terms of EFC, I'd be entirely independent.</p>

<p>How do you know you'd be entirely independent as far as EFC? Have you estimated your EFC using an online calculator, or do you know it from prior finaid apps? How would you pay the EFC?</p>

<p>It's possible that you'd be best off staying where you are, perhaps spending summers in a big city for summer jobs, perhaps taking a semester abroad in an exciting city and targeting a big city for your Psy D studies. The free tuition you're getting now could make all of those things more readily doable.</p>

<p>The problem with my EFC is that I'm pretty much stuck paying for college by myself. So, I'm not quite sure what my family would be expected to contribute, because they won't/ aren't contributing to my college education. Due to the time at GW, and my first and current semester here, I have about...$35,000 in loans right now. I'm not sure how much merit based aid i would/could receive, being in-state in an in-state school really downcuts the availability of aid. I'm just not really sure where I could transfer to or where would let me in because of my history.</p>