Transfer To a Four Year institute without transcript

I went to a private college after I graduated high school, a lot of stuff happened in my personal life so I had to drop out. I’m currently making payments to receive my transcript but will not be able to pay it off for some time. However, I am going to community college without the college requesting my transcript. I will be graduating at the end of this semester with my associates. If I transfer to a four-year college will I need to provide them with the transcript of the first college I attended?

Yes, you’ll have to provide both transcripts. How much do you owe? Could you take a gap year to work and pay it off?

$18,000. I’m paying $150 a month so it would take me almost a decade to pay it off