<p>Is it too late too apply or can I apply still, but just be considered past the deadline? Does it pay?</p>
<p>I have a 3.56 combined transfer GPA( Maryland and Miami), 3.84 UM GPA (Cumulative GPA from Spring 2008 and Fall 2008), and received a 3.94 GPA for Fall 2008. Besides grades, I have pretty good extracurriculars with my involvement on and off of campus. I applied to UCLA for undergrad. but my SATs were really low and the OOS hurts a lot. I'm ahead of the game as I managed to score an internship at a top global investment bank and securities firm this past summer and am applying for GS and other internships this summer.</p>