Transferring After Freshman Year Into Elite College

<p>I'm currently a freshman at a top 35 ranked liberal arts college. I just wanted some feedback onto what level of college people think I have the best chance of being admitted to for next fall. I attended a prestigous private high school in the philadelphia area, my only concern is my ACT score (the college i applied early decision to does not require standarize test scores) so i only took the ACT once.
High School cumulative GPA: 3.7
Senior Year GPA: 4.1, including 5 AP classes
ACT score: 25
Two Sport athlete and captain, involved in various clubs, and recieved a prestigious leadership award given annually to a senior.
Planning on majoring in the field of Finance/Economics
I am fully confident i can get anywhere between a 3.6 or above this year at my college. It would be great to get your feedback as to which type of colleges I could get into (nowhere further than the chicago, and nowhere more south of virginia). I know my act score is relatively low compared to the rest of my resume, so i would also like to hear what selective schools people think do not place a large emphises on SAT/ACT. Thanks again</p>