Transferring early? What are my choices?

Transfer Students
1

<p>I am a community college freshman and I live on my own away from home. I have regretted this decision so much that I don't even want to live life anymore.</p>

<p>I have received the following finaid:
BOGW
$1,300 Pell Grant
Cal Grant A
$10,000 private (sallie maes) loan
$3,500 government loan </p>

<p>I have no idea why I felt the need to move away from home. I was just being a senior in highschool wanting to have fun in beautiful San Diego while going to college with friends. I just wish I could go back and change that decision, even if it means giving up my left nut. I was meant to go to a four year. I worked ****ing hard for four years in high school to get above average grades (3.5 unweighted college gpa) and what did I do wrong? I DIDN'T TAKE MY SATS. I was under the impression from teachers at my school (who preach that community college is probably the best route for anyone looking to save money) that community college would be the cheapest therefore the best choice for me. And what did I do? I HAD TO MAKE IT MORE EXPENSIVE...stupid me. Not only that, but had I gone to a four year, I'd be receiving finaid I never knew I was eligible for before it was too late and was already signed up for a CC. Because at the beginning of senior year I felt that CC was the best choice due to price, I never ended up taking my SAT.</p>

<p>Is it too late to fix this? Am I stuck on this transfer from a CC ride now? Can I take my SATs and somehow transfer early? Should I just stay, nut up and stick with my original plans to transfer into SDSU? Should I go back home and transfer to another local CC to avoid living costs and transfer to a four year from there?</p>

2

<p>It’s too late to transfer for spring except maybe to the CC at home. I would make some calls now. Most CC’s take anybody so it’s all paperwork, not so much waiting on acceptance. If you hate life so much, go home for the semester. Just make sure everything transfers from one to CC to the next, and that the 4 yr you want will accept the courses from both. Our CC starts around the 20th…there would be time here in NJ, but I don’t know about where you are. I assume parents will take you back?</p>

<p>My son said a few times he’d like to go to FL and live with his Uncle and go to CC down there. I said NO. His uncle is the “fun” uncle, but he is very smart. Not sure how much “fun” he’d let son have. Son wanted beach, girls, and boating…</p>

3

<p>Who on earth told you that it was OK to borrow $10,000 in a private loan on top of the $3,500 in your federal loans to pay for community college? Who co-signed this loan for you? Is that person going to be able to co-sign for that kind of money every year for the rest of your degree program? </p>

<p>For just this one year you will end up with roughly half the maximum debt that most parents would say is reasonable. You cannot afford your current CC. You need to transfer to one that is commuting distance from your home NOW - not next semester.</p>