transferring from california, will i lose all my credits?

Anyone transfer here from California? I really want to go to school in Florida and this looks like one of the only schools there that I could actually get into that’s in an area of Florida that I’d want to live in. However, the school I’m currently at (ccsf) only has 14 course equivalencies to UT, and only 1 of the classes that I’ve taken so far has an equivalency at UT. Does this mean that my credits simply won’t transfer? What, exactly, happens when your credits don’t transfer – you really just start from the beginning again? Is there any way around this? I hope there is, Tampa looks like a beautiful place and it’s also one of the only schools that I’ve looked at in a location that I enjoy that has a creative writing program, which is such a huge plus for me. Has anyone had a similar experience, advice, knowledge, anything about this sort of process?