Transferring Help

Hi, I’m a student at a state university. I’m a third year student and I was just accepted to UCLA. I accepted the college admission thinking I could repay back the loan someday. The loan is 25,000$. However, I’m now scared. I don’t know if I can do it. I’m thinking about just not going to UCLA, continue my studies here, and then try applying to my real dream school which I couldn’t apply to because it doesn’t do Spring Transfer students. Should I just go through with UCLA or try my dream university. I’m also scared because I’m already a junior and would accepting NYU be on my record? I’m pretty sure a college does NOT like a student who has been to three schools already. Yes, THREE! I’m really lost so can someone please help me make up my mind. What should I do?

If you have trouble stomaching UCLA’s $25K cost what will you do when you see NYU’s $65K bill each year? Are you in-state for CA? Can you afford UCLA? If so go there. If not finish where you are and look for grad school options