Transferring questing

<p>I’m in the process of transferring from a suny college to a cuny college. My application is for the spring semester. I’m thinking of taking this semester off for personal reasons. The problem is I would get all w’s for this semester. My question is the transcript the cuny admission office has now are the credits that will transfer to which ever cuny school I get in to correct? The credits from this semester are up to me to transfer after the fact? So if I was to transfer again I would only send my transcript from next semester out (from the cuny I go to) that will have the credits from the school I’m at now (suny) excluding the ones from this semester is this correct? So having all w’s from this semester wont effect me negatively. Also I don’t have financial aid but I do take out Stafford will withdrawing from this semester effect the amount I get from Stafford. Thanks in advance for the input!</p>