Transferring to a CC

[TrentH]

<p>I recently finished my first year at a university and after much deliberation between staying at my current institution and transferring to my state flagship - I've decided both are not worth paying for. </p>

<p>I’ve opted to transfer back home for a year at a local "community college” (they grant a few bachelor’s degrees). I am planning to either complete an AA or take courses as a non-degree seeking student (not sure if this would affect financial aid).</p>

<p>Anyway, I took out about $8000 in loans for freshman year. How will transferring to a community college affect repayment of these loans? Will deferment until after I receive a 4 year degree still be an option?</p>

<p>*I will contact my loan provider tomorrow (closed today) but I was wondering if anyone has any experience with this.</p>

[4kidsdad]

<p>

I took out about $8000 in loans for freshman year. How will transferring to a community college affect repayment of these loans?

As long as you’re maintaining the half-time student status (at least), you don’t have to pay off the loans.</p>

[swimcatsmom]

<p>

I am planning to either complete an AA or take courses as a non-degree seeking student (not sure if this would affect financial aid).

To be eligible for financial aid, you will have to enroll as a degree seeking student.</p>