<p>You’ve received a lot of information here; I’ll break it down for you.</p>
<p>You are at a good school with a good GPA, but you are hurting in financial aid. You want to transfer: a) because you want to go to a better school and b) because you need more aid.</p>
<p>You seem like a decent chance for a transfer (not great not bad). Most transfers to Ivys are in the 3.9-4.0 GPA range. I would also say that a good SAT range is 2100+. Fortunately the longer you have been in college (and you want to transfer after 2 years), the less your HS GPA and SAT’s matter. Keep raising your GPA and do as much as possible to get involved. Also, a huge factor in your admission is the essay you write. You need to make yourself stand out, and make them believe that there is no other place for you than (insert school here). </p>
<p>Unfortunately, I do not think that attending a prestigious private school will necessarily improve your FA situation. I do not know your actual need, but I would not be betting on transferring to an Ivy because they will give you more money. Trust me, they can be stingy.</p>